We are seeking a highly experienced Profile v7 SME with deep core banking domain expertise and strong Profile Scripting Language (PSL) knowledge.
The role requires an SME‑level professional capable of leading large‑scale core banking upgrade and modernization programs, engaging directly with Tier‑1 banking clients, and guiding development teams through complex Profile implementations.
Key Responsibilities
- Serve as a Subject Matter Expert (SME) on Profile v7 for core banking implementations, upgrades, and modernization initiatives.
- Lead design, development, and conversion of Profile customizations, including:
- Legacy MUMPS‑based customizations
- Migration and redevelopment using PSL (Profile Scripting Language)
- Drive Profile upgrade programs for banks running older Profile versions (15–20+ years old environments).
- Provide technical leadership across onshore and offshore development teams.
- Review architecture, design specifications, and code to ensure:
- Alignment with Profile best practices
- High performance, stability, and maintainability
- Act as the primary technical interface with client stakeholders, including:
- Bank IT leadership
- Operations and functional SMEs
- Vendor and product teams
- Troubleshoot complex production issues and lead root‑cause analysis.
- Support knowledge transition (KT) and mentor junior and mid‑level Profile developers.
- Contribute to estimation, planning, and delivery governance for large programs.
Mandatory Skills & Experience
- 10+ years of hands‑on experience in core banking / retail banking systems
- 5+ years of deep expertise in Profile Scripting Language (PSL)
- Strong working knowledge of:
- Profile v7 architecture
- Legacy MUMPS and customization conversion approaches
- Proven experience leading large‑scale Profile upgrade or implementation programs
- Excellent client‑facing communication skills, with the ability to explain complex technical topics to non‑technical stakeholders
- Strong understanding of:
- Core banking domains (Accounts, Deposits, Loans, Interest, Fees, Posting, EOD/BOD)
- Regulatory and audit considerations in banking systems
Nice‑to‑Have Skills
- Experience working with Tier‑1 banks and multi‑country banking environments
- Exposure to:
- API enablement or integrations around Profile
- Modernization programs linked to digital channels or middleware
- Prior involvement in Profile replacement or coexistence programs (Profile + digital core / integration layers)
Role Level / Band
- Manager / Senior Manager / Specialist SME
- Suitable for Onshore Lead SME roles or critical client‑facing positions”
We strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a remote position open to qualified applicants in the United States. Regardless of your working arrangement, we are here to support a healthy work-life balance though our various wellbeing programs.
The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.
Work Authorization:
Cognizant will only consider applicants for this position who are legally authorized to work in United States without requiring employer sponsorship, now or at any time in the future.
Please note, this role is not able to offer visa transfer or sponsorship now or in the future.
Salary and Other Compensation:
Applications will be accepted until March 6th 2025.
The annual salary for this position is between $ 1000,000 K -$ 155,000K depending on experience and other qualifications of the successful candidate.
This position is also eligible for Cognizant’s discretionary annual incentive program, based on performance and subject to the terms of Cognizant’s applicable plans
Benefits: Cognizant offers the following benefits for this position, subject to applicable eligibility requirements:
Medical/Dental/Vision/Life Insurance
Paid holidays plus Paid Time Off
401(k) plan and contributions
Long-term/Short-term Disability
Paid Parental Leave
Employee Stock Purchase Plan
Disclaimer: The salary, other compensation, and benefits information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.
The Cognizant community:
We are a high caliber team who appreciate and support one another. Our people uphold an energetic, collaborative and inclusive workplace where everyone can thrive.
- Cognizant is a global community with more than 300,000 associates around the world.
- We don’t just dream of a better way – we make it happen.
- We take care of our people, clients, company, communities and climate by doing what’s right.
- We foster an innovative environment where you can build the career path that’s right for you.
About us:
Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses. Headquartered in the U.S., Cognizant (a member of the NASDAQ-100 and one of Forbes World’s Best Employers 2025) is consistently listed among the most admired companies in the world. Learn how Cognizant helps clients lead with digital at www.cognizant.com
Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.
Disclaimer:
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.
Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.