About the role
As a Sr. Consultant, you will make an impact by supporting client delivery across the cards and payments domain through structured analysis, operational insight, and consulting expertise. You will be a valued member of the Cognizant Consulting Payments & Money Movement practice, working collaboratively with project managers, solution architects, internal delivery teams, and client stakeholders to drive process improvements and successful implementations of payment solutions, including FIS products.
In this role, you will:
Assess and analyze client processes across card issuing, acquiring, authorization, settlement, ACH, RTP, and wire operations to identify gaps and improvement opportunities.
Translate business and regulatory requirements into clear functional recommendations and solution designs aligned with industry standards and best practices.
Support discovery sessions, stakeholder interviews, and client workshops, presenting findings and solution options to both business and technical audiences.
Contribute to implementation activities, including rollout planning, UAT support, risk tracking, and coordination with project managers to ensure high‑quality delivery.
Support operational excellence initiatives by conducting research, analyzing transaction flows, and recommending workflow and process optimizations across payment rails.
Work model
We strive to provide flexibility wherever possible. Based on this role’s business requirements, this position is remote with up to 20% travel within the US, depending on project and client needs. Regardless of your working arrangement, we are here to support a healthy work-life balance through our various wellbeing programs.
The working arrangements for this role are accurate as of the date of posting and may change based on project, business, and client requirements. We will always be clear about role expectations.
What you must have to be considered
1–3+ years of experience in consulting, financial services, payments operations, or business analysis.
Working knowledge of Cards, Payments, or Money Movement domains, including authorization, clearing and settlement, ACH, wires, RTP, or digital wallets.
Experience conducting business and functional analysis, including requirements gathering and process documentation.
Understanding of payment-related regulatory and industry standards such as PCI, NACHA, ISO 8583, or ISO 20022 (working knowledge preferred).
Bachelor’s degree in Business, Finance, Information Systems, Computer Science, or a related field.
These will help you succeed
Experience in banking, fintech, payment processing, or consulting environments.
Familiarity with implementation lifecycles, UAT planning and execution, and defect triage.
Ability to interpret technical documentation and analyze system or process flows.
Exposure to APIs, integrations, or payment platforms.
Strong verbal and written communication skills with the ability to present to diverse audiences.
Demonstrated ability to manage multiple priorities, work independently with moderate supervision, and collaborate across teams.
Why Cognizant Consulting
Cognizant Consulting is more than Cognizant’s consulting practice—we’re a global community of 5,000+ experts dedicated to helping clients reimagine their business. Blending deep industry knowledge with technology and advisory expertise, we deliver innovative solutions for Fortune 500 clients. We value curiosity, collaboration, and impact—and we’re looking for people who want to shape the future of business with us.
We’re excited to meet people who share our mission and can make an impact in a variety of ways. Don’t hesitate to apply, even if you meet only the minimum requirements. Your transferable experiences and unique skills may be exactly what this role needs.
The Cognizant community:
We are a high caliber team who appreciate and support one another. Our people uphold an energetic, collaborative and inclusive workplace where everyone can thrive.
- Cognizant is a global community with more than 300,000 associates around the world.
- We don’t just dream of a better way – we make it happen.
- We take care of our people, clients, company, communities and climate by doing what’s right.
- We foster an innovative environment where you can build the career path that’s right for you.
About us:
Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses. Headquartered in the U.S., Cognizant (a member of the NASDAQ-100 and one of Forbes World’s Best Employers 2025) is consistently listed among the most admired companies in the world. Learn how Cognizant helps clients lead with digital at www.cognizant.com
Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.
Disclaimer:
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.
Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.